No home is completely safe from potential flooding. When just one inch of water in a home can cost more than $25,000 in damage, flood insurance can be the difference between recovery and and financial devastation.
Most homeowners insurance does not cover flood damage. Only flood insurance covers the cost of rebuilding after a flood.
In high-risk areas, there is 26% chance of flooding during a 30-year mortgage, and there is a 55% chance your home floods at least once over an average lifetime.
You don't have to be in the SFHA to get flood insurance. In fact, from 2014 to 2018, policyholders outside of high-risk flood areas filed over 40 percent of all NFIP flood insurance claims.
Don't wait until disaster strikes. Go to the links below to talk to an insurance provider about getting flood insurance on your home or business.